Connectivity Solutions

Radian provides the solutions needed to help lenders cut costs, save time and work more effectively using a comprehensive suite of technology-related services. We’ve refined client integration offerings through many years of close partnership with our lending partners. Our ordering, servicing and claims management system – MI Online – provides secure access 24 hours a day, making it easy for lenders to order MI.

  • MI Online
  • B2B Integration

MI Online – Fast and Easy MI Ordering and Servicing

MI Online is Radian’s web-based platform offering a secure environment 24/7 to quickly and easily access or modify commitment information; transfer servicing; receive a rate quote; or view payment history.

    Quick Submit
  • Web-based secure MI ordering, servicing and claims management platform.

  • Delegated lenders can obtain an MI certificate quickly as well as update and resubmit their applications.

  • Quick Submit: Submit a loan with fewer required fields.

  • Customers who wish to use Radian for their MI Underwriting can submit their applications including loan documents via MI Online. Our document center is flexible and allows you to upload documents as you store them: as individual documents or as a complete package. Radian accepts most file formats and has no size limit. Customers can also submit trailing documents using MI Online.

  • Eliminate data entry by using direct interface with the leading loan origination systems.

  • Print MI commitments.

  • Communicate with our Customer Care team via live chat and email.

  • Access a clear and comprehensive status document containing open and cleared suspense conditions or declination reasons assigned to the decision.

  • With just a few clicks, MI Online allows you to activate or cancel certificates.

  • Submit your MI claim requests and view the status of pending claims.

There's no software to install or update. And with automated account creation and maintenance, getting started with MI Online is easy. Register for an MI Online account today!

MI Online supports Microsoft Internet Explorer (version 9 or higher).


B2B System Integration Capabilities

More than 90% of our MI requests are received and acknowledged through some form of Electronic Data Interchange (EDI).

We support the MISMO® guidelines, having implementations for a range of MISMO versions for MI transactions to help you deliver MI and contract underwriting data securely and conveniently. We can also help you define custom file formats upon request. Learn more about MISMO.

Supported transactions include: 

  • Ordering MI

  • Getting a rate quote

  • MI query

  • HARP loan processor – same servicer or new servicer

  • Servicing transactions including cancellations, transfers and loan boarding

  • Billing and premium payments

  • Default reporting

  • Claims submission

 Supported protocols and connectivity models include:

  • Synchronous

  • Asynchronous

  • HTTP Post (POX)

  • Web Service

  • Inquiry

  • Post-back

  • FTP including SFTP, FTPS and FTP with PGP Encryption

 Contact us to find out more about connecting with Radian.