Underwriting
Radian Radian
text size Small TextSmall TextMedium TextMedium TextLarge TextLarge Text Print

Underwriting

Whether it’s underwriting your loan for MI eligibility or compliance to investor guidelines, we offer a variety of tools, useful tips and insight to help you get the most out of your underwriting relationship with Radian and ensure your needs are met. 

MI Underwriting Resources

Whether it’s how to submit an MI application, tips for getting the application approved or something in between, our MI Underwriting Resources provide insight to help ensure your MI requests are handled quickly and efficiently. 

A variety of reference materials can be found below, and as always, our Customer Care team is available 8 a.m. to 8 p.m. EST to answer any questions you may have.

Radian Quick Reference Guide: Find eligibility along with the most asked about One Underwrite® and Standard guidelines.

5 Steps That Lead To Mortgage Insurance Approvals: Learn the 5 steps that can help your MI application be approved the first time it’s submitted.

MI Loan File Submission Checklist: Use this checklist to ensure you have what you need prior to the initial MI loan file submission.

Documentation Guide: Learn more on documentation that can be used to validate qualifying income and assets, as well as how to identify potential inadequacies or concerns with documentation provided.

One Underwrite® FAQ: Find the information you need to insure loans using Radian’s newest program, One Underwrite®.

FAQs: Get answers to the most frequently asked questions regarding aspects of MI underwriting.

Quality Assurance Post-Closing Loan Review Findings: Learn the most common post-closing quality assurance loan review findings to better help you successfully manage this process.

Submission of a Mortgage Insurance Application: Gain insight on documentation requirements and expectations, as well as loan package and file delivery options, all as they relate to submitting a loan for MI.
 


 

Contract Underwriting

Radian offers contract services to help you meet your investors’ requirements consistently and efficiently, and when overflow or staffing shortages occur through its subsidiary Radian Services LLC. 

These services include AUS validation, underwriting a loan that has already been processed through an Automated Underwriting System (AUS), and manual, underwriting a loan without the aid of an AUS. Our experienced underwriters must pass underwriting proficiency exams and participate in ongoing quality assessments and training to consistently deliver outstanding service to you.


Submitting a Loan to Radian for Contract Underwriting

To be eligible for contract services, your company must have an Underwriting Review Agreement (URA) with Radian. Your Radian representative can provide you with an URA application if one is needed.


Delivering Files to Radian for Centralized Underwriting Fulfillment


  • Electronic Delivery - Email the entire loan file, including a completed Loan Submission Sheet, to CUW@Radian.biz. Radian Secure Sender, an encrypted email delivery solution, can be used as a reliable, private method to exchange emails and files containing confidential, proprietary or non-public customer information securely with Radian. Please note: The ability to upload documents for a contract underwriting loan does not currently exist.
  • Fax Delivery - Fax the entire loan file, including a completed Loan Submission Sheet as the cover sheet, to 888.723.4269.

 

 

 

 

 

 

 

 
MI Online

Log in to access your Radian MI Online account. For more information or help with MI Online, please contact Radian Customer Care at 877.RADIAN1 (723.4261).

Username or Email
Password