Loan Amount Estimator
Radian Radian
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Calculators & Rate Finder

Financing the American Dream begins here, with a number of tools to help you and your borrowers find the right loan at the right price, no pen or paper needed. All calculations are based on Radian's current rates and guidelines.

Check the eligibility for your borrower and calculate the MI premium rate. For faster access, simply click on the website icon that appears at the left of the address bar and drag and drop it on to your desktop to create a shortcut to the Radian Rate Finder!

Calculate the maximum loan amount your borrower can possibly qualify for and compare costs for different Radian MI products.

Compare payment amounts and loan costs based on our MI products so you can choose the best option for your borrower.

Calculate the percent of premium refunded as well as the refund amount of a Radian refundable mortgage insurance premium.

Analyze income for a traditional underwrite of a self-employed borrower.

Loan Estimator Results

 

Radian Loan Amount Estimator

Total Monthly Income
Monthly Gross Income is required and must be greater than zero.
Annual Real Estate Taxes
Annual Homeowners Insurance
Monthly Home Owner Association Fee
Other Monthly Debts Included in DTI
Debt-to-Income Ratio (DTI) (%)
DTI is required and must be greater than zero.
LTV (%)
A numerical value is required for LTV.
Lender CLTV (%)
A numerical value is required for CLTV.
First Mortgage Term (Years)
A 2 digit value (years) is required for First Mortgage Term.
Loan Type
First Mortgage Note Rate (%)
First Mortgage Note Rate (% format) is required
Radian MI Product Selection No Mortgage Insurance
You must select at least one product to compare using the check boxes.
BPMI Monthly        
BPMI Single     Financed   Paid in Cash
LPMI
SplitEdge Paid In Cash    .50%   .75%   1.00%   1.25%   1.50%   1.75% Upfront Premium
SplitEdge Upfront Financed     .50%   .75%   1.00%   1.25%   1.50%   1.75% Upfront Premium
Piggy Back


Enter information below, then click 'Find Rate' for results.

Property Location
Select the state in which the property is located.
Zip Code
A zip code is required for this state.
City  (Taxes are city-specific.)
Select the city in which the property is located.
Occupancy
Property Type
Number of Units
Loan Purpose
MI Coverage (%)
FICO Score
A 3 digit value is required for FICO.
Piggyback First Mortgage Loan (%)
All Piggyback fields are required for Piggyback product
Piggyback First Mortgage Note Rate (%)
All Piggyback fields are required for Piggyback product
Piggyback Second Mortgage Loan (%)
Piggyback Second Mortgage Term
Piggyback Second Mortgage Note Rate
All Piggyback fields are required for Piggyback product
First Mortgage Note Rate with SplitEdge (%)
First Mortgage Note Rate with SplitEdge required for SplitEdge product.
First Mortgage Note Rate with LPMI (%)
First Mortgage Note Rate with LPMI required for LPMI product.
Underwriting Method
AU System
AU Response
Radian Product Type
MI Rates
Monthly Proprietary MI Rate (%)
Single Premium Proprietary MI Rate (%)