MI Rate Finder
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Calculators & Rate Finder

Financing the American Dream begins here, with a number of tools to help you and your borrowers find the right loan at the right price, no pen or paper needed. All calculations are based on Radian's current rates and guidelines.

Check the eligibility for your borrower and calculate the MI premium rate. For faster access, simply click on the website icon that appears at the left of the address bar and drag and drop it on to your desktop to create a shortcut to the Radian Rate Finder!

Calculate the maximum loan amount your borrower can possibly qualify for and compare costs for different Radian MI products.

Compare payment amounts and loan costs based on our MI products so you can choose the best option for your borrower.

Calculate the percent of premium refunded as well as the refund amount of a Radian refundable mortgage insurance premium.

Analyze income for a traditional underwrite of a self-employed borrower.

Radian Rate Finder Results


MI Rate Finder

Select if using non-Radian program type:    HARP Refinance   (For Mortgage Loan Applications taken prior to 12/01/2011)

Select products below to see rates.
You must select at least one product to compare using the check boxes.
BPMI (Monthly)        
LPMI (Monthly)
BPMI (Single)          
LPMI (Single)
                .50%   .75%   1.00%   1.25%   1.50%   1.75% Upfront Premium

Renewal Option       

Enter information below, then click 'Find Rate' for results.

Property Location
Select the state in which the property is located.
Zip Code
A zip code is required for this state.
City  (Taxes are city-specific.)
Select the city in which the property is located.
Loan Amount
Loan amount is required and must be greater than zero.
LTV (%)
A numerical value is required for LTV.
Lender CLTV (%)
A numerical value is required for CLTV.
First Mortgage Term (Years)
A 2 digit value (years) is required for First Mortgage Term.
MI Coverage (%)
Property Type
Number of Units
Loan Purpose
Select a loan purpose.
Loan Type
Full Documentation
FICO Score
A 3 digit value is required for FICO.
DTI (%)
DTI must be a valid number if supplied.
Underwriting Method
AU System
AU Response
Radian Product Type