Calculators & Rate Finder

Financing the American Dream begins here, with a number of tools to help you and your borrowers find the right loan at the right price, no pen or paper needed. All calculations are based on Radian's current rates and guidelines.


MI Payment Comparison Results

 

Radian Decision® - MI Payment ComparisonBetter Way with Radian

Select a product.
 
Select the product(s) you would like to compare it to.
You must select at least one product to compare using the check boxes.
BPMI Monthly                          
LPMI
Single Financed Premium        
Single Cash Premium               
SplitEdge                                
Piggyback Loan
FHA

Renewal Option       


Enter information below, then click 'Submit' for results.

About The Home
Property Location
Select the state in which the property is located.
Zip Code
A zip code is required for this state.
City  (Taxes are city-specific.)
Select the city in which the property is located.
Purchase Price/Appraised Value
Purchase Price is required and must be greater than zero.
Occupancy
Property Type
Number of Units
 
About The Mortgage
Loan Purpose
Select a loan purpose.
Downpayment %
Downpayment more than 0 is required; MI is not required with downpayments of 20% or more.
Downpayment $
Downpayment more than 0 is required; MI is not required with downpayments of 20% or more.
Lender CLTV (%)
A numerical value is required for CLTV.
First Mortgage Term (Years)
A 2 digit value (years) is required for First Mortgage Term.
Loan Type
Buydown
Full Documentation
First Mortgage Note Rate (%)
First Mortgage Note Rate (% format) is required
First Mortgage Note Rate with LPMI (%)
First Mortgage Note Rate with LPMI required for LPMI product.
First Mortgage Note Rate with SplitEdge (%)
First Mortgage Note Rate with SplitEdge required for SplitEdge product.
SplitEdge Upfront MI (%)
SplitEdge Upfront Type
FHA Upfront MIP (%)
FHA Monthly MIP (%)
FHA Interest Rate
FHA LTV
All FHA fields are required for FHA product
Piggyback First Mortgage Loan Amount
All Piggyback fields are required for Piggyback product
Piggyback First Mortgage Note Rate (%)
All Piggyback fields are required for Piggyback product
Piggyback Second Mortgage Loan Amount
All Piggyback fields are required for Piggyback product
Piggyback Second Mortgage Term
Piggyback Second Mortgage Note Rate
All Piggyback fields are required for Piggyback product
 
About The Scenario and Market
Years In House
FICO Score
A 3 digit value is required for FICO.
Non-Traditional Credit
Interest Rate Scenario
House Appreciation Per Year (%)
 
Underwriting Information
Underwriting Method
AU System
AU Response
Radian Product Type
 
About MI
MI Rates
Monthly Proprietary MI Rate (%)
Single Premium Proprietary MI Rate (%)
Monthly MI Coverage (%)
Single Premium MI Coverage (%)