Effective Date: March 14th, 2013
Information We Collect
You may choose to provide personal information on our website. When you visit our site, we also may collect certain information by automated means, using technologies such as cookies, web server logs and web beacons.
Information You Provide
On our website, you may have the opportunity to contact us and request information from us, such as product descriptions, underwriting guidelines, and copies of certain documents filed by Radian with regulatory authorities. To respond to your request, we may ask for information such as your name, e-mail address, postal address, telephone and fax number, and business contact information. We also may use this information to communicate with you about our products, services, and promotions.
Information We Collect by Automated Means
When you visit www.radian.biz, we collect certain information by automated means, using technologies such as cookies, web server logs and web beacons.
Cookies are files that websites send to your computer or other Internet-connected device to uniquely identify your browser or device or to store information or settings in your device. Your browser may tell you how to be notified when you receive certain types of cookies and how to restrict or disable certain cookies. Please note, however, that without cookies you may not be able to use all of the features of our website. In conjunction with information gathered through cookies, our web servers may receive and store certain types of information whenever you access our site, such as the date and time of connection, Internet Protocol (IP) addresses (the location of your computer or network on the Internet), browser type, Internet service provider, the web page from which you came to the site, the exit web page, the software used to access the web server, and number of clicks you made on the site. To control which web servers collect information by automated means, we may place tags called “web beacons” on our web pages. Web beacons are computer instructions that link web pages to particular web servers and their cookies.
We also use third-party web analytics services on this site, such as ClickTale. The service providers that administer these services use technologies such as cookies, web server logs and web beacons to help us analyze how users use the site. The information collected through these means (including your IP address) will be disclosed to these service providers, who use the information to evaluate your use of the website.
Radian may use information collected through automated means for market research, data analytics, and system administration purposes, such as to determine whether you have visited us before or are new to the site. We also may use this information to target custom content and ads to you on this and other websites, including as described in the Interest-Based Advertising section below.
You may see certain ads on other websites because we participate in advertising networks administered by third parties. These networks track your online activities over time by collecting information through automated means, including through the use of the technologies described in the "Information We Collect By Automated Means" section above, and they use this information to show you advertisements that are tailored to your individual interests. The information they collect includes information about your visits to our website, such as the pages you have viewed. This collection and ad targeting takes place both on our website and on third-party websites that participate in the ad network, such as sites that feature advertisements delivered by the ad network. This process also helps us track the effectiveness of our marketing efforts.
To learn more about ad networks, including how to opt out, click here.
Other Uses of Information
In addition to the ways in which we use information about you described above, we may use the information we collect on our site to enhance our products, services, and visitors’ experience on the site. We also may use the information for internal purposes, such as development and administration of our site, data analytics, market research, and compliance with our legal obligations, policies, and procedures. We also may use the information in other ways for which we provide specific notice at the time of collection. We reserve the right to use non-personal aggregated information for our business purposes.
Information We Share
We also may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Radian and its customers, including to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity. We reserve the right to transfer personal information we have about you in the event we sell, dispose of, or transfer all or a portion of our business or assets.
We offer you certain choices about how we communicate with you. If you no longer wish to subscribe to a service for which you signed up through our website, you may cancel the service by replying to the sender with the word “unsubscribe” in the subject line of the email. You also may unsubscribe to Radian’s e-mail alert service by using the unsubscribe link in the e-mails you receive from us.
Links to Other Sites
On our website, we may provide links to websites maintained by third parties. We partner with some third party sites to provide specific services. When you sign up for these services, we may share with the linked site certain information, such as your name and contact details, that is necessary for the site to provide the services you request. We also may share aggregated demographic information with the linked sites.
The third party sites to which we provide links on our website are operated independently from Radian. Linked sites may have their own privacy notices or policies, which we strongly suggest you review if you visit any linked site. To the extent any linked websites you visit are not owned or controlled by Radian, we are not responsible for the sites’ content, any use of the sites, or the privacy practices of the sites.
How We Protect Personal Information
We maintain reasonable technical, administrative, and physical safeguards designed to protect personal information you provide on our site against unauthorized access or disclosure. As communication technology evolves, Radian may from time to time, review and revise its data protection practices.
How to Contact Us