Radian.biz Privacy Policy

Effective Date:  March 14th, 2013

Radian Group Inc. ("Radian") understands that you care how information about you is used and shared, and we appreciate your trust that when you visit our website we will handle information we collect about you in accordance with this Privacy Policy. This Privacy Policy applies only to information we collect through this website.

This Privacy Policy describes the types of personal information we collect on this website, how we use the information, with whom we share it, and the choices we offer regarding our use of the information.  We also describe the measures we take to protect the security of the information and how to contact us about our privacy practices.

Information We Collect

You may choose to provide personal information on our website. When you visit our site, we also may collect certain information by automated means, using technologies such as cookies, web server logs and web beacons.

Information You Provide

On our website, you may have the opportunity to contact us and request information from us, such as product descriptions, underwriting guidelines, and copies of certain documents filed by Radian with regulatory authorities. To respond to your request, we may ask for information such as your name, e-mail address, postal address, telephone and fax number, and business contact information. We also may use this information to communicate with you about our products, services, and promotions.

Information We Collect by Automated Means

When you visit www.radian.biz, we collect certain information by automated means, using technologies such as cookies, web server logs and web beacons.

Cookies are files that websites send to your computer or other Internet-connected device to uniquely identify your browser or device or to store information or settings in your device. Your browser may tell you how to be notified when you receive certain types of cookies and how to restrict or disable certain cookies. Please note, however, that without cookies you may not be able to use all of the features of our website. In conjunction with information gathered through cookies, our web servers may receive and store certain types of information whenever you access our site, such as the date and time of connection, Internet Protocol (IP) addresses (the location of your computer or network on the Internet), browser type, Internet service provider, the web page from which you came to the site, the exit web page, the software used to access the web server, and number of clicks you made on the site. To control which web servers collect information by automated means, we may place tags called “web beacons” on our web pages. Web beacons are computer instructions that link web pages to particular web servers and their cookies.

We also use third-party web analytics services on this site, such as ClickTale. The service providers that administer these services use technologies such as cookies, web server logs and web beacons to help us analyze how users use the site. The information collected through these means (including your IP address) will be disclosed to these service providers, who use the information to evaluate your use of the website.

Radian may use information collected through automated means for market research, data analytics, and system administration purposes, such as to determine whether you have visited us before or are new to the site. We also may use this information to target custom content and ads to you on this and other websites, including as described in the Interest-Based Advertising section below.

Interest-Based Advertising

Certain information about your activities online is being collected on our site for use in providing advertising tailored to your individual interests. You may choose whether or not to have your information collected for that purpose. This section of the Privacy Policy provides details and explains how to exercise that choice.

You may see certain ads on other websites because we participate in advertising networks administered by third parties. These networks track your online activities over time by collecting information through automated means, including through the use of the technologies described in the "Information We Collect By Automated Means" section above, and they use this information to show you advertisements that are tailored to your individual interests. The information they collect includes information about your visits to our website, such as the pages you have viewed. This collection and ad targeting takes place both on our website and on third-party websites that participate in the ad network, such as sites that feature advertisements delivered by the ad network. This process also helps us track the effectiveness of our marketing efforts.

To learn more about ad networks, including how to opt out, click here.

Other Uses of Information

In addition to the ways in which we use information about you described above, we may use the information we collect on our site to enhance our products, services, and visitors’ experience on the site. We also may use the information for internal purposes, such as development and administration of our site, data analytics, market research, and compliance with our legal obligations, policies, and procedures. We also may use the information in other ways for which we provide specific notice at the time of collection. We reserve the right to use non-personal aggregated information for our business purposes.

Information We Share

We do not sell or otherwise disclose personal information we collect about you on our website, except as described in this Privacy Policy. We may share the information with our affiliates, marketing partners and other third parties to offer products or services that we believe may interest you, and service providers who perform services on our behalf. We require our affiliates to protect this information in a manner that is consistent with this Privacy Policy.

We also may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Radian and its customers, including to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual fraudulent or illegal activity. We reserve the right to transfer personal information we have about you in the event we sell, dispose of, or transfer all or a portion of our business or assets.

Your Choices

We offer you certain choices about how we communicate with you. If you no longer wish to subscribe to a service for which you signed up through our website, you may cancel the service by replying to the sender with the word “unsubscribe” in the subject line of the email. You also may unsubscribe to Radian’s e-mail alert service by using the unsubscribe link in the e-mails you receive from us.

Links to Other Sites

On our website, we may provide links to websites maintained by third parties. We partner with some third party sites to provide specific services. When you sign up for these services, we may share with the linked site certain information, such as your name and contact details, that is necessary for the site to provide the services you request. We also may share aggregated demographic information with the linked sites.

The third party sites to which we provide links on our website are operated independently from Radian. Linked sites may have their own privacy notices or policies, which we strongly suggest you review if you visit any linked site. To the extent any linked websites you visit are not owned or controlled by Radian, we are not responsible for the sites’ content, any use of the sites, or the privacy practices of the sites.

How We Protect Personal Information

We maintain reasonable technical, administrative, and physical safeguards designed to protect personal information you provide on our site against unauthorized access or disclosure. As communication technology evolves, Radian may from time to time, review and revise its data protection practices.

Updates to Our Privacy Policy

This Privacy Policy may be updated periodically and without prior notice to you to reflect changes in our personal information practices. We will post a revised Privacy Policy here and indicate at the top of the policy when it was most recently updated.

How to Contact Us

If you have questions or comments about this Privacy Policy, or if you would like to inform Radian about changes in your personal information (such as your address), you may communicate that to us by using the site's contact us form